Specializing in protecting your Lowcountry Lifestyle

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About Us

Building trusting relationships and protecting our clients is the foundation of our business. Our philosophy is simple: Do what’s best for our clients.

We see a flaw in the insurance industry, and our goal is to bring honesty, integrity and commitment back to the forefront. In 2018, our team of local, dedicated insurance experts decided to make a change.

We created Union Insurance Agency to provide our clients the protection, service, and support they deserve while also offering competitive options. Based in Beaufort, South Carolina, we cover a wide range of personal and commercial policies — from home, auto, and life to boats, waterfront properties, and business insurance — all under one roof.

Our Policy

We believe in properly protecting our clients and in providing the best coverage for the best value. Access to multiple companies and products is essential to providing the flexibility required to service your diverse needs. This is the only way the focus can be on you, the client. Under our management, agents take the time to find the perfect fit for all clients.

  • Are you protected when a hurricane comes?
  • Do you have personal property coverage?
  • Do you have 2 deductibles?
  • Do you have coverage for water damage?
  • How much coverage do you have for Loss of Use?

Stephen Union

Stephen Union, founder and principal agent of Union Insurance Agency

Stephen Union

Agency Owner · Beaufort, SC

Passionate · Authentic · Compassionate · Dedicated · Storyteller

Companies

A few of the 15+ carriers we shop on your behalf.

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Services

A wide range of personal and commercial insurance, all under one roof. Get in touch with our office and we’ll walk through the right combination for you.

  • Auto Insurance

    Liability, collision, comprehensive, and uninsured-motorist coverage for cars, trucks, and everything in the driveway.

  • Home / Residential

    Protection for primary residences, second homes, condos, and apartments — with hurricane and wind options built for the coast.

  • Rental Property

    Landlord and investment-property protection for single-family, multi-family, and short-term rentals.

  • Life Insurance

    Term, whole, universal, final-expense, and long-term-care planning for the people who depend on you.

  • Pet Insurance

    Major medical, wellness, and comprehensive plans for the four-legged members of the family.

  • Commercial / Business

    Business property, BOP, and tailored commercial coverage that scales with your company.

  • Motorcycle

    Specialized coverage for riders, gear, and custom equipment — on-road and off.

  • RV’s, Golf Carts & Other Toys

    Travel trailers, motorhomes, side-by-sides, UTVs, ATVs, and neighborhood golf carts.

  • Umbrella

    An extra layer of liability that stands between a lawsuit and everything you’ve built.

  • General Liability & Workers’ Comp

    Protection for the day-to-day risks of running a business — lawsuits, injuries, and everything in between.

  • Boats

    Hull, liability, and on-water coverage for everything from jon boats to offshore center-consoles.

  • Waterfront

    Purpose-built policies for coastal and waterfront properties where standard carriers get nervous.

Testimonials

Union Insurance went above and beyond. Excellent customer service, a thorough explanation of our policy, and a staff that is both professional and efficient.

— Kelly Collins

Stephen Union provided the best coverage for the best price. He worked quickly and efficiently — it honestly felt like working with a friend.

— Todd Harry

Contact Us

Call, email, or stop by — we’d love to help.

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