Specializing in protecting your Lowcountry Lifestyle
Contact UsAbout Us
Building trusting relationships and protecting our clients is the foundation of our business. Our philosophy is simple: Do what’s best for our clients.
We see a flaw in the insurance industry, and our goal is to bring honesty, integrity and commitment back to the forefront. In 2018, our team of local, dedicated insurance experts decided to make a change.
We created Union Insurance Agency to provide our clients the protection, service, and support they deserve while also offering competitive options. Based in Beaufort, South Carolina, we cover a wide range of personal and commercial policies — from home, auto, and life to boats, waterfront properties, and business insurance — all under one roof.
Our Policy
We believe in properly protecting our clients and in providing the best coverage for the best value. Access to multiple companies and products is essential to providing the flexibility required to service your diverse needs. This is the only way the focus can be on you, the client. Under our management, agents take the time to find the perfect fit for all clients.
- Are you protected when a hurricane comes?
- Do you have personal property coverage?
- Do you have 2 deductibles?
- Do you have coverage for water damage?
- How much coverage do you have for Loss of Use?
Stephen Union

Stephen Union
Agency Owner · Beaufort, SC
Companies
A few of the 15+ carriers we shop on your behalf.
Services
A wide range of personal and commercial insurance, all under one roof. Get in touch with our office and we’ll walk through the right combination for you.
Auto Insurance
Liability, collision, comprehensive, and uninsured-motorist coverage for cars, trucks, and everything in the driveway.
Home / Residential
Protection for primary residences, second homes, condos, and apartments — with hurricane and wind options built for the coast.
Rental Property
Landlord and investment-property protection for single-family, multi-family, and short-term rentals.
Life Insurance
Term, whole, universal, final-expense, and long-term-care planning for the people who depend on you.
Pet Insurance
Major medical, wellness, and comprehensive plans for the four-legged members of the family.
Commercial / Business
Business property, BOP, and tailored commercial coverage that scales with your company.
Motorcycle
Specialized coverage for riders, gear, and custom equipment — on-road and off.
RV’s, Golf Carts & Other Toys
Travel trailers, motorhomes, side-by-sides, UTVs, ATVs, and neighborhood golf carts.
Umbrella
An extra layer of liability that stands between a lawsuit and everything you’ve built.
General Liability & Workers’ Comp
Protection for the day-to-day risks of running a business — lawsuits, injuries, and everything in between.
Boats
Hull, liability, and on-water coverage for everything from jon boats to offshore center-consoles.
Waterfront
Purpose-built policies for coastal and waterfront properties where standard carriers get nervous.
Testimonials
Union Insurance went above and beyond. Excellent customer service, a thorough explanation of our policy, and a staff that is both professional and efficient.
Stephen Union provided the best coverage for the best price. He worked quickly and efficiently — it honestly felt like working with a friend.
Contact Us
Call, email, or stop by — we’d love to help.
Phone
843‑208‑2900Office
903 Port Republic Street
Beaufort, SC 29902Hours
Monday – Friday
9:00 AM – 5:00 PM
















